María Arroyos is Senior associate at Cases Lacambra in Spain. Her practice focuses on advising clients within the Financial Services group. She has extensive experience advising credit institutions and investment firms on the legal framework and regulatory environment applicable to entities subject to prudential supervision, particularly in relation to the legal regime governing banking and investment services. Her practice includes advice on the pre-contractual, contractual and post-contractual stages of financial instruments and structured products, as well as comprehensive legal advice on close-out netting agreements and financial collateral arrangements, including ISDA Master Agreements, GMRA and GMSLA. Prior to joining Cases & Lacambra, she worked as an Associate in the Banking & Finance practice at leading international and Spanish law firms.